Category: Financial Planning

Financial Planning Retirement

Retirement savings strategies: How to boost your superannuation

Superannuation is a pivotal part of retirement planning in Australia, offering a tax-effective way to save for your later years. As you navigate through your working life, enhancing your superannuation…

Budgeting Financial Planning

Crafting your safety net: Building an emergency fund in Australia

In uncertain times, having an emergency fund is more than a financial buffer—it’s peace of mind. For Australians looking to start their journey towards financial security, building an emergency fund…

Financial Planning

Why many of us need a super savings nudge

Making extra contributions into super can go a long way. Here’s some easy steps. Each year, October 31 is designated as World Savings Day. In fact, this year actually marks…

Budgeting Financial Planning

Mastering debt consolidation: Essential tips for success

Debt consolidation is a strategic approach to managing multiple debts by combining them into a single, more manageable loan. This method can simplify your payments, potentially lower interest rates, and…

Financial Planning Retirement

Working longer or retiring earlier: Australia’s retirement reality

When Australians are choosing to retire comes down to a range of factors. Vanguard’s 2024 How Australia Retires research found that nearly 50% of retirees have retired earlier than they would have…

Financial Planning

The psychology behind saving: Understanding and overcoming common barriers

Saving money is a fundamental aspect of financial security, yet many people find it difficult to set aside a portion of their income regularly. Understanding the psychological barriers to saving…

Financial Planning

Protecting your savings from inflation in Australia

Inflation is an economic phenomenon that erodes the purchasing power of money over time, directly impacting the real value of your savings. In Australia, as in many parts of the…

Financial Planning

Staying healthy during times of financial uncertainty

Our financial health is a key piece to our overall wellbeing. If money concerns grow, it can impact our whole health. There are strong links between our financial wellness and…

Financial Planning Retirement

Net Worth: The Number That Tells Your Financial Story

When was the last time you calculated your net worth? In my mind, it’s an important part of building your wealth, because without knowing your net wealth position it’s a…

Financial Planning

Protect your existing assets without triggering tax and stamp duty

Protecting your hard-earned assets is increasingly becoming a common concern, especially with the increasing number of frivolous claims. For centuries people have used trusts to hold assets so as to…

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Zac Zacharia (Managing Director) has been assisting clients to create wealth and secure their futures for over 14 years.

He is also an accomplished presenter and educator

Co-authoring the popular investment book, Property vs Shares.